Cross Surety addresses the varied surety bonding needs of contractors, corporations, and governmental entities. By exclusively handling surety bonds, Cross Surety is able to serve as an expert while providing continued tailored solutions for its clients.

Cross Surety Promises

  • We recognize that no two companies are alike
  • We will manage our surety relationships based upon the unique needs and culture of each client
  • We will gain an in depth understanding of the business needs of our customers in order to negotiate the best possible surety program and terms
  • We will treat our clients with respect, honesty, integrity and confidentiality
  • We will leverage our industry knowledge, experience, and relationships to advocate on behalf of our clients with surety partners who will be best suited for a long term and mutually successful partnership
  •  We will negotiate only with carriers who are licensed and proven to have a track record of stability
  •  We will treat all stakeholders in the surety process fairly
  •  We will stay ahead of industry trends to ensure our clients are informed of issues that could impact their ability to obtain surety credit
  • We will provide exceptional customer service on each and every request
  • We will continue to invest in our surety team’s professional growth and development to ensure we have the resources to meet the needs of our clients now and in the future
  •  We will be a strong advocate for and support all the major construction trade associations

Why Cross Surety

  • Team of highly experienced surety specialists with over 200 combined years of experience
  • Knowledgeable in all types and sizes of construction and commercial needs
  • Trusted advisors to companies working nationally and internationally
  • Proven commitment to the industry for over half a century
  • Active in and supportive of all the major construction trade associations
  • Broad access to top surety markets and specialty carriers
  • Licensed in all 50 states

“We recognize that no two construction companies are alike. We hope you will consider our team to help your business negotiate and maintain a competitive surety program tailored to your unique needs.

Whether it is your first bond or you are looking to improve or expand your program, let us help your business succeed.

Our goal is to provide your company with exceptional advice and service so that you can spend your time focusing on your construction business and not managing your surety program. We understand that in your business time is money!”

The Cross Difference

Cross Surety, a subsidiary of Cross Financial Corp., has provided construction clients with the professional advice and solutions needed to succeed and manage risk. Cross Financial Corp., founded more than 60 years ago, is now one of the largest privately held agencies in the country, with a proud tradition of serving the full spectrum of construction risk management and commercial surety needs.

Focused on family values, integrity and customer service, Cross Surety is committed to work hard to make sure the requests of its clients are handled in a timely, accurate, and professional manner.

Cross Surety believes in a long term approach to business, taking time to build relationships on mutual trust and mutual respect. Cross will work diligently to provide solutions to the needs of its clients, no matter how complex or demanding.

Cross Financial Corp. leverages its industry expertise and solid working relationships with many national and regional carriers so that Cross Surety can more effectively and efficiently provide the most cost-effective coverage and programs to its varied customers.

Key Staff

Michelle Orlando Headshot


Brian Torelli Headshot

Executive Vice President

MIchael Viner Headshot

Senior Vice President

Vice President, Operations

Senior Account Specialist

Account Specialist

Account Specialist

A Message from Our Founder

"On behalf of all of us at Cross Financial Corp., I would like to extend our gratitude for your interest in Cross Surety, our construction insurance and surety practice. As a family owned agency, we take great pride in helping our construction and commercial clients succeed in today’s competitive business environment.

We are three generations strong with over 800 employees, and are proud to serve our more than 2,000 construction clients.

When you are a Cross customer, you are family."

Woodrow Cross Headshot